Our unique LOC options, secured by your rent, car, and house payments, empower you to access flexible credit while improving your credit scores through responsible usage and timely payments reported to the credit bureaus. This feature gives you a sense of control and confidence in your financial journey.
Financia simplifies your financial interactions with friends and family. With our P2P Transactions feature, you can easily send money, split bills, and manage payments—all in one app, making your financial life more convenient and comfortable.
With our innovative saving solutions, you can achieve your financial goals. The Saving Jar allows you to set aside money for specific goals like home purchases or emergencies. Meanwhile, the Round-Up Jar helps you save effortlessly by rounding up your everyday purchases and keeping the spare change. These tools are designed to make saving easier and more effective, helping you to build a secure financial future.
At Financia, we believe that every financial move should be rewarding. You can earn points on all transactions—whether you’re paying bills, making LOC payments, or shopping online. These points can be redeemed for cash or other rewards, providing you with additional benefits for your financial activities.
The primary role of Financia is to liberate everyone’s financial health, especially those who are credit-constrained. Our goal is to develop a single financial infrastructure that will supply users with the necessary means of credit formation and maintenance and even give them incentives to participate in financial transactions. In this way, we provide people with the economic services they normally would not have access to, as most basic credit providers barely address such population segments.
